Why is vision insurance an important part of employee health benefits?
What is the difference between vision insurance and regular health insurance?
What are the financial advantages of providing vision insurance benefits to employees?
Vision insurance benefits refer to employee benefits that cover eye care services, including routine eye exams, prescription glasses, contact lenses, and vision correction procedures.
Vision insurance benefits help employees maintain their eye health while reducing out-of-pocket maximum costs. Beyond just making glasses and contacts more affordable, routine eye exams can detect early signs of other health problems. When a company offers vision coverage, it shows that they are investing in their employees' long-term health.
Most health insurance plans cover eye emergencies, but vision insurance complements it with preventive care and corrective procedures. The vision plan usually operates separately from medical insurance plans. Most have annual allowances rather than deductibles for frames, lenses, contacts, and professional eye care services.
Vision benefits are not as expensive as health insurance benefits for employers, but they help them stand out from the competition. As part of an extensive fringe benefits package, vision insurance supports employee well-being by helping cover the cost of eye exams, glasses, and other vision-related care. It makes eye care more accessible, which supports their health.
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